Mr. David Howard Ex-Head of Strategy, Digital and CX

HAYAH Insurance Company

Topic introduction


Personal profile


David serves as the Head of Strategy, Digital and CX at HAYAH Insurance, a visionary life insurance entity steering the UAE's insurance sector towards a futuristic horizon. For over 15 years, he has worked for several multi-nationals in wealth management and insurance spanning the UK and UAE.
Holding an Honours degree in Economics from the University of Southampton and a Diploma in Insurance from the Chartered Insurance Institute, David is a regular attendee and contributor to events and is scheduled to be spotlighted alongside HAYAH in the CBS News segment ‘Disruptors and Innovators’.
A forward-thinker, David is the architect of groundbreaking projects like the 'Tribe by HAYAH' mobile app to revolutionise consumer engagement in the insurance sector. With a fervent passion for financial inclusion, he is determined to employ the latest technological advancements to amplify the reach of insurance, especially to the underrepresented sectors of society.