Personal Profile

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Manu Ram Thankaji is the Chief Product Officer of EIRS – Digital Insurance Ecosystem. With over 15+ years of expertise in leading largescale digital transformation across African and Middle Eastern insurance markets, he plays a critical role in building technology-led insurance distribution and risk advisory capabilities for SMEs, agricultural value chains, and complex commercial risks in growing economies. With a career spanning insurance product strategy, digital platforms, risk advisory, data engineering, and AI-driven solutions, Manu has led the design and deployment of scalable, market-ready ecosystems that connect insurers, reinsurers, brokers, and customers. At EIRS, the insurance division of ETG, his work focuses on re-architecting legacy insurance models through digital distribution, embedded insurance, automation, and advanced analytics, while addressing regulatory fragmentation, infrastructure constraints, and adoption challenges unique to frontier markets.