Personal Profile

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Kausar Hamad, ACII (UK), MBA (Finance), is a seasoned insurance professional with over 15 years of diverse experience in underwriting, product development, and digital transformation. Currently serving as Senior Vice President at EFU General Insurance Limited, Pakistan’s leading insurer, she has played a pivotal role in pioneering innovative digital insurance solutions and forging strategic partnerships with banks, Fintechs, and telecom operators.
She has successfully developed and launched multiple new products, including digital-first solutions in travel, mobile, and financial transaction insurance, expanding access to protection for underserved market segments. Her leadership has been instrumental in driving bancassurance growth, advancing insurtech collaborations, and strengthening customer-centric propositions.
She has represented EFU at key industry platforms, including policy roundtables with SECP, the Pakistan InsurTech Summit, and international forums. Passionate about the future of digital insurance, she continues to advocate for technology-driven innovation that enhances accessibility, efficiency, and sustainability in the insurance ecosystem.